Legal Notices

1. Company Information

2. Regulatory Information

2.1 Financial Supervision

Gracia Capital operates under the supervision of the Dutch financial regulatory authorities and complies with all applicable financial services regulations in the Netherlands.

2.2 Professional Indemnity Insurance

We maintain professional indemnity insurance in accordance with regulatory requirements to protect our clients' interests.

2.3 Complaints Procedure

We are committed to providing high-quality service. If you have a complaint about our services, please contact us:

• By email: complaints@cracia-capital.com
• By phone: +1 (514) 123-4567 (ask for complaints department)
• By mail: 123 Rue Saint-Jacques, Montréal, QC H2Y 1L6, Canada (Attn: Complaints Department)

We will acknowledge your complaint within 5 business days and aim to resolve it within 4 weeks.

3. Website Information

3.1 Publication Director

The publication director of this website is Jonathan Smith, Managing Director of Gracia Capital.

3.2 Website Hosting

This website is hosted by:

3.3 Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Gracia Capital or its content suppliers and is protected by Dutch and international copyright laws.

Unauthorized use of any materials on this website may violate copyright, trademark, and other laws.

4. Disclaimer

4.1 Content Accuracy

While we make every effort to ensure the accuracy of the information on this website, we cannot guarantee that all information is complete, accurate, or current. The information provided is for general informational purposes only and should not be relied upon as financial advice.

4.2 Financial Information

All financial information, including interest rates, fees, and loan terms, are provided for informational purposes only and are subject to change without notice. Final terms and conditions will be specified in your loan agreement.

4.3 External Links

This website may contain links to external websites that are not provided or maintained by Gracia Capital. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

5. Data Protection

5.1 Data Controller

Gracia Capital is the data controller for the personal data we process. Our data protection practices are detailed in our Privacy Policy.

5.2 Data Protection Officer

You can contact our Data Protection Officer at:

5.3 Your Rights

Under the General Data Protection Regulation (GDPR), you have rights regarding your personal data, including:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure of your data
• Right to restrict processing
• Right to data portability
• Right to object to processing

For more information about your rights and how to exercise them, please see our Privacy Policy.

6. Applicable Law and Jurisdiction

These legal notices and any disputes relating to this website are governed by Dutch law. Any disputes shall be subject to the exclusive jurisdiction of the courts of Amsterdam, Netherlands.

7. Updates to Legal Notices

We may update these legal notices from time to time to reflect changes in our business practices, legal requirements, or the services we offer. We encourage you to review this page periodically for the latest information.

Last updated: February 4, 2026

8. Contact Information

For any questions regarding these legal notices, please contact us: